Our strengths


SUSTAINABILITY

La Collective de Prévoyance – Copré applies to its investment portfolio the criteria of responsibility and sustainability

To this end it favours investments that respect good governance, which includes the notions of environmental protection and social responsibility, in compliance with the applicable laws and regulations and in the interest of its affiliates and insured persons

Balanced financial situation

Solid balance sheet and financial security, degree of cover 108.5 % at 31.12.2017

 

Attractive rate

Rate as per technical bases LPP 2015 P (LPP 2016), 2.5%

 

Long-term profitability

Average interest rate distributed over 10 years: 2.45 % (LPP: 1.90%)  (no splitting)

 

Real estate portfolio

Net return of approximately 5 %

 

High benefits

Conversion rate for retirement pension

(men and women) :

  • 6.7 % from 2018
  • 6.6 % from 2019
  • 6.5 % from 2020

 

Moderate costs

Free-of-charge services:

  • payment of premiums in instalments (without surcharge)
  • payment in the event of divorce
  • payment for home ownership, etc.

 

Partners

MANAGERS OF BANK ASSETS

UBS
Credit Suisse

MANAGER OF REAL ESTATE ASSETS
CBRE (Geneva) SA

REAL ESTATE AGENCY
Régie du Rhône - Privera

BANK RELATIONS
Credit Suisse

FULL REINSURANCE
Zurich Insurance

 

Interest distributed since 1997

 

Click the graph to zoom in

 

INTEREST RATE

SHARE 2018

 

1,5 %