Insurance


OCCUPATIONAL OLD-AGE, SURVIVORS’ AND DIDSABILITY BENEFIT PLANS (LOB)

The Swiss Occupational Old-age, Survivors’ and Disability Benefit Plan is a form of insurance. Our Foundation is no exception. Various systems exist to limit the risks of a pension institution.

INVESTMENT POLICY WITH RESPECT TO OCCUPATIONAL PENSION FUNDS

The solidity of an occupational pension fund and the security it can offer in the medium and long term are also reflected in the technical rate applied. This must correspond to the prospects of the return that can be expected in the medium and long term. By adjusting its technical rate to 3.5 % in 2011, 3 % in 2012, then 2.5% in 2013 (periodic tables 2010), and 2.5% in 2017 (periodic tables 2016), the Collective de Prévoyance Copré takes account of realistic figures that correspond to the performances attained and to economic realities. Furthermore the commitments to pensioners not attached to an employer are calculated with a technical rate of 1.6%, according to the generational tables. Copré thus offers its 2nd pillar affiliates a security guarantee for the future.
Management of the Foundation’s assets is handled by carefully selected professionals, whose mandate is re-examined every year.

 

 

INTEREST RATE

SHARE 2018

 

1,5 %